.planner {
  --ink: #173b47;
  --accent: #117c79;
  --muted: #526971;
  --line: #ccdcde;
  max-width: 1180px;
  margin: auto;
  color: var(--ink);
}
.planner-heading {
  display: flex;
  align-items: start;
  justify-content: space-between;
  gap: 2rem;
}
.planner-heading h1 {
  font-size: clamp(2rem, 4vw, 3.4rem);
  line-height: 1.12;
  max-width: 850px;
}
.planner-heading .lede {
  max-width: 780px;
}
.planner-steps {
  display: flex;
  gap: 1.4rem;
  border-bottom: 1px solid var(--line);
  padding: 1.3rem 0;
  margin-bottom: 1.5rem;
  overflow: auto;
  white-space: nowrap;
}
.planner-steps [aria-current] {
  font-weight: 750;
  color: var(--accent);
}
.planner fieldset {
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 1.5rem;
  background: #fff;
  margin: 0;
  min-width: 0;
}
.planner legend {
  font-size: 1.2rem;
  font-weight: 750;
  padding: 0 0.4rem;
}
.planner label {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  font-weight: 600;
}
.planner input,
.planner select,
.planner textarea {
  width: 100%;
  min-height: 44px;
  border: 1px solid #a6bfc3;
  border-radius: 7px;
  padding: 0.65rem;
  background: #fff;
  font: inherit;
  color: var(--ink);
}
.planner textarea {
  min-height: 85px;
}
.planner small,
.planner .hint {
  font-size: 0.88rem;
  color: var(--muted);
  font-weight: 400;
}
.planner-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}
.planner-fields {
  display: grid;
  gap: 1rem;
}
.planner .concept-editor { grid-column: 1 / -1; }
.planner .concept-fields { margin-top: 1rem; }
.planner .concept-check { flex-direction: row; align-items: start; font-weight: 500; }
.planner .concept-check input { width: 20px; height: 20px; min-height: 20px; flex: 0 0 20px; margin: 2px 6px 0 0; }
.planner .concept-checks { display: grid; gap: 0.7rem; }
.planner .concept-label { font-weight: 600; margin: 0 0 0.6rem; }
.planner .concept-summary { background: #edf6f4; border: 1px solid var(--line); border-radius: 12px; padding: 1.2rem; margin: 1rem 0; }
.planner .concept-summary dl { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0.8rem 1.5rem; }
.planner .concept-summary dt { color: var(--muted); font-size: 0.9rem; }
.planner .concept-summary dd { margin: 0; overflow-wrap: anywhere; white-space: pre-wrap; }
@media (max-width: 560px) { .planner .concept-summary dl { grid-template-columns: 1fr; } }
.planner-inline {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}
.planner-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  align-items: center;
  margin: 1.5rem 0;
}
.planner button,
.planner .button {
  min-height: 44px;
  border-radius: 8px;
  padding: 0.75rem 1rem;
  cursor: pointer;
}
.planner button:disabled {
  opacity: 0.6;
  cursor: not-allowed;
}
.planner-options {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
  margin: 1.5rem 0;
}
.planner-option {
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 1.5rem;
  background: #fff;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}
.planner-option:nth-child(2) {
  border: 2px solid var(--accent);
  background: #f3f9f8;
}
.planner-option h3 {
  font-size: 1.35rem;
  margin: 0;
}
.planner-option dl {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 0.7rem;
  margin: 1rem 0;
}
.planner-option dt {
  font-size: 0.9rem;
}
.planner-option dd {
  margin: 0;
  font-weight: 750;
}
.planner-option button {
  margin-top: auto;
}
.planner-note {
  padding: 1.2rem;
  border-left: 4px solid var(--accent);
  background: #edf6f4;
  border-radius: 4px;
  margin: 1rem 0;
}
.planner-alert {
  background: #fff3df;
  border-left-color: #ad6e1d;
}
.planner-error {
  color: #932d24;
  background: #fff0ee;
  padding: 1rem;
  border-radius: 8px;
}
.planner-summary {
  background: var(--ink);
  color: #fff;
  padding: 1.5rem;
  border-radius: 15px;
  margin: 1.5rem 0;
}
.planner-summary h2 {
  color: #fff;
  margin: 0 0 1rem;
}
.planner-summary .metric-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}
.planner-summary strong {
  display: block;
  font-size: 1.8rem;
}
.planner details {
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 1rem;
  margin: 1rem 0;
  background: #fff;
}
.planner summary {
  font-weight: 700;
  cursor: pointer;
}
.planner .assumption-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
  padding-top: 1rem;
}
.planner .assumption-grid label {
  padding: 0.7rem;
  border-bottom: 1px solid var(--line);
}
.planner .table-scroll {
  overflow: auto;
  margin: 1rem 0;
}
.planner table {
  border-collapse: collapse;
  width: 100%;
  font-size: 0.9rem;
}
.planner th,
.planner td {
  padding: 0.8rem;
  border-bottom: 1px solid var(--line);
  text-align: right;
  white-space: nowrap;
}
.planner th:first-child,
.planner td:first-child {
  text-align: left;
}
.planner .badge {
  display: inline-block;
  background: #e1eeed;
  color: #235451;
  border-radius: 5px;
  padding: 0.2rem 0.5rem;
  font-size: 0.8rem;
}
.planner .section-title {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
}
.planner-account {
  border-top: 1px solid var(--line);
  margin-top: 2rem;
  padding-top: 1.5rem;
}
.planning-directory {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-top: 1.5rem;
}
.planning-directory article {
  border: 1px solid #ccdcde;
  border-radius: 10px;
  padding: 1.1rem;
}
.planning-directory h2 {
  font-size: 1.1rem;
}
.planning-directory article[hidden] {
  display: none;
}
.planner [hidden] {
  display: none !important;
}
.planner .comparison-cards {
  display: grid;
  gap: 1rem;
}
.planner .audit-path {
  font-size: 0.75rem;
  color: #526971;
  overflow-wrap: anywhere;
}
.planner [data-planner-status]:empty {
  display: none;
}
.planner .account-state {
  font-size: 0.9rem;
}
.planner .privacy-note {
  font-size: 0.85rem;
  color: #526971;
}
@media (max-width: 800px) {
  .planner-options {
    grid-template-columns: 1fr;
  }
  .planner .assumption-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .planning-directory {
    grid-template-columns: 1fr 1fr;
  }
}
@media (max-width: 560px) {
  .planner-grid,
  .planner-inline,
  .planner-summary .metric-grid,
  .planner .assumption-grid,
  .planning-directory {
    grid-template-columns: 1fr;
  }
  .planner-heading {
    display: block;
  }
  .planner fieldset {
    padding: 1.1rem;
  }
  .planner-summary strong {
    font-size: 1.5rem;
  }
  .planner-steps {
    gap: 1rem;
    font-size: 0.85rem;
  }
  .planner-actions button {
    flex: 1;
  }
  .planner-option dl {
    grid-template-columns: 1fr auto;
  }
}
.planner-summary .metric-grid > div {
  background: #244d59;
  color: #fff;
  border: 1px solid #52737d;
  border-radius: 8px;
  padding: 16px;
}
.planner-summary .metric-grid strong {
  color: #fff;
}
.planner-summary .metric-grid {
  margin: 20px 0;
}